ASSESSMENT:

Assessment of:

• the mental status of the victim to so see if he/she is at risk to harm themselves or others.

• immediate financial needs for daily living.

• disability status.

EDUCATION:

Education and training:

• needed for court proceedings and an understanding of the bankruptcy code.

INTERVENTION:

Intervention to:

• curtail spending and to balance personal finances.

ORGANIZATION:

Organization and planning to:

• include support system for other parties in house hold.

UNDERSTANDING:

Understanding of the resources available to the victim:

• Cultural/language and literary resources

• Community, state and federal governmental resources available: including disability status, i.e., Veteran's Affairs, SSI, SSDI, Elderly Affairs

• Providing a list of pre-bankruptcy filing resources, i.e., workout specialists

• And Provide an accountability center to bring offenders of the bankruptcy code to justice and to protect our cherished rights.